The Favour Bank

The Universal Favour Bank

At the Universal Favour Bank, favour deposits are made without expectation of repayment. However the Universe (God, the Source, the Divine, the One, the Spirit, the Creator, the Supreme Being, All-That-Is, Infinite Intelligence, Higher Consciousness) will repay the favour with abundant interest when needed.

Cash deposits to the Favour Bank can be easily made on any street corner, the cashiers are disguised as beggars. Small non cash deposits to the Favour Bank can be made in ways such as giving up a seat on the bus to an elderly person or a few words of encouragement to someone who needs them, or a simple sincere thank you. Examples of bigger non cash deposits to the Favour Bank would include looking after an elderly parent or voluntary work, parents (especially mothers) are continuously making large deposits to the Universal Favour Bank.

The Favour Bank

The Favour Bank was coined by American writer Tom Wolfe in his book The Bonfire of the Vanities. Tom Wolfe's Favour Bank operated on the basis of Do favours with the expectation of repayment, the Universal Favour Bank advocated here operates on the basis of Do favours without expectation of repayment. In The Bonfire of the Vanities the Favour Bank is the trading of favours in the legal and professional world. A record is kept of the favours given and received just like borrowing and repaying money in a traditional bank.

Paulo Coelho

The Favour Bank theme is picked up by Paulo Coelho in his book The Zahir, "... but I need his help, or might need it later on. There is, after all, that invisible institution called the Favour Bank, which I have always found so very useful".

Favour Bank Stories

Encounter with a stranger in Paris by Roisin.

For the Smallest of Favours by Mary Deal.

Life’s Other Rewards by Sean Moriarty.

Capitalism With A Buddhist Twist by Jane Genova.

'Miracles' due to the Favour Bank Principle by Phil Evans.

May we all have plenty of deposits to make by Elle Smith Fagan.

Recycling Favours, a Favourbank Story by Shirl T.


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Sunrise at Machu Picchu
Sunrise at Machu Picchu by Rick
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